One of the most common forms of fraud is tax return fraud. Generally you don't find out until you go to file and someone has already been kind enough to file your tax return, AND take a payment for it.
Considering I have investments spread across a few banks, and 1099-INT forms tend to arrive in February (sometimes as late as march!) the first rule of beating tax fraud - File Early - is completely unavailable to me.
I've taken the precautions credit-wise, namely putting a credit alert on my credit report, signed up for credit monitoring, and monitor my own credit via Credit Karma. To date, I haven't noticed any threats. However, Equifax has told me I was a victim of the breach so I'm forced to stay vigilant.
Another solution that would work great, but is currently unavailable to me is the IP Pin system. This is only available in Florida, Georgia, and the District of Columbia.
The only solution I know that is available to me is Form 14039. However, I've been reading around and many sites seem to say that I should avoid prematurely filling out this form until I have confirmed there has been fraudulent filing of my taxes because it will generally trigger a manual audit.
I'm pretty lost on what to do here. I tried calling the IRS twice and they have no option via their normal number for people like me. One of the options even told me what I was looking for wasn't available via phone support and hung up.
Has anyone else experienced this and come up with a smart battle plan? Thank you!