I would like to get a laptop, mainly to use in school and extracurriculars. While I can save up with my job, it would be much easier to finance the laptop instead, since I'm saving up for other things as well. At 15, is it possible for me to finance the laptop, or anything else for that matter? I would assume not, for legal reasons, but am asking just to be sure. Thank you!
(This is not an answer to your question, but needs to be said anyway.)
it would be much easier to finance the laptop instead, since (mumbled excuse).
Even if it's legal, (and I completely sympathize with your desire to get a laptop for "school") DON'T DO IT. Why? Because it gets you in the habit of putting your future at risk for immediate gratification.
Debt is risk, because if you don't pay the loan back, they can/will make your life miserable. It hurts your credit score, which makes so many other things in life more painful.
I'm saving up for other things as well.
Life is all about competing priorities. Learning to choose wisely while young gives you a big head start on life (even while still young: "hang out with friends" vs. "study for a boring but important test").