Last Saturday at around 20:00 CST I tried to pay for an item on eBay by using PayPal as a payment method - which I have already used before without any problems, however it failed with a message saying something along the lines of:
Your payment could not be processed, please choose another method or try again later
I then waited about a minute and tried again with the same result, the payment was rejected and I got the same message on top. I waited another 40 minutes and tried again but by using my debit card directly and it failed but this time it only said to try again later. I started wondering if I just didn't have enough funds so I checked with my bank's app and to my surprise I had 3 withdrawals listed on recent transactions:
- 2 for the amount I was trying to pay (about $100 USD), at about 4 minutes apart from each other, and
- Another withdrawal for around $1, 40 minutes after the first two
I was worried so I went straight to my PayPal's account transaction history and indeed found 2 rejected fund withdrawal transactions from my account for the same amount of those listed in my bank's app, at around the same time and hours (I didn't find the $1 USD one, but I presume it being like a one-time payment prevents it from reflecting on my PayPal account, despite using the same debit card info).
So what exactly is happening here? Why do I see 2 withdrawals when PayPal says such transactions were rejected? Have I just lost $200?
Some additional information which I presume is relevant: The product in question was a laptop that was being sold for just about $100 (most likely because of an error I know that kind of notebooks are around $1000 normally, item here - the link is dead, by the way). The product was in EUR and I was trying to pay in MXN (I know PayPal automatically does the necessary transactions to convert the currency, but it didn't even reach that step, as far as my transaction history tells).
I have $0 in PayPal credit, in case someone wonders:
Also, this is what the transaction history says about those 2 withdrawals: