My husband died and left no will. He financed a car for me as a gift. The loan company wants me to refinance it, but the rate is high. I would like to finance elsewhere. How do I do it?
To refinance a car, simply go to any bank that offers used auto loans and apply for a loan to refinance the car - you may have to shop around to get the best deal. Make sure you have the car VIN and all needed documentation to complete the loan application.
The real question is who is the title of the car under? If the title of the car is under your name, then it shouldn't be a problem. However, if it is under his name, then you may have to contact a lawyer to sort it out.