I don't have very good credit, but my spouse does. If I were to finance a car that is intended to be used primarily by me, can my spouse be the signer on the loan (and me as a cosigner)? Ie, use my spouse's credit instead of my own, even though the car is only used by me?
I'm sorry if this is a rather simple question, but I wanted to know if things like standard loan terms or insurance policies might come into play.
I know that making car loan payments on time will build my credit, but as bad as mine is, I'd rather save in the short term with lower payments on my spouse's credit score, and build my credit in other ways.