What would be the simplest (require the least management) way to get a return of 4 - 6% on savings over a 10 - 15 year period.
I would like the lowest risk possible, I do not need the 'potential' gains to be anything over 4 - 6% but need something that is likely to hit those figures.
I will not need the money as an 'Emergency Fund'.
I would naturally want to pay the least amount of tax possible and do not want to invest in rental properties as that is high maintenance.
I am in Europe and although I don't think this will affect the answer, my savings will be in the region of 1,200 - 1,500 euros per month.
Thanks for reading.