This is my first credit card so I'm a little confused. I'm with Capital One and my due date every month is the 6th and my minimum payment is $25, and anything less than $25 (example if I have $16 on it) would need to be completely paid. Well, I had around $140 on it and paid $40 on the second (11/2/2017). I got my email that my payment was posted and had gone through on Friday (11/3/2017). Is it OK to use my credit card right now or should I wait a couple days? I still have a balance on it, if that makes any difference but plan on paying it off on the 10th.
I want to make sure me using it today (11/6/2017) on this cycles due date, that I won't get charged any kind of fee or I won't screw up my card or my score. Again, I had my payment of $40 ($15 more than what's minimally required to pay each month) post on Friday and the money was pulled from my account. Even though it's the cards due date today, am I still able to use it since I've done my payment for the month? TIA!