Visa transaction (money reduced from account) happened only after 16 days after I made purchase.
Paid flight tickets. Money was deducted or reserved (haven't paid attention). When paid, I specified card number, name and code. payment system forced me to log to bank to make payment.
10 days later, account was showing as there were no such transaction ever. My money were back on my account. Bank said that there were no transaction at all for that day (2017-10-01). Flight company said that transaction were successful, and I shouldn't worry. Other transactions looks correct. It may returned earlier, but 2017-10-11 is when I noticed it.
Payment appears on my account as if I paid 2017-10-17.
Very frustrated now, as I don't understand how company could charge that much later after payment, and why bank is unable to see the transaction. My biggest worry, is that bank is not showing correct information in the log, and in this case, would it make sense to change bank?
Notes: I'm in Finland, card is Visa Debit Electron. It means that for most transactions by card number, I have to log to my bank, and validate it with additional codes. I already used tickets, and everything went smooth.