I already have one discover credit card and I recently applied for Wells Fargo credit card. But it got rejected saying that I am not a US resident. Something about me:- I am a student doing masters in the US and have done some paid internships in past.

Now, I wanted to apply again for another credit. Since my last rejection was only 2 weeks back, so my question is:- Is it advisable/okay to apply for another card after 2 weeks of rejection?

  • 1
    After being told "no", and why, what makes you think that a measly two week wait is going to change your immigration status?
    – RonJohn
    Oct 29 '17 at 9:09
  • No that's not my point man. I am not again applying to the same credit card. And obviously immigration status won't change but that does not mean I cannot apply for credit card ever. There are many banks which offer the credit card to students also.
    – hatellla
    Oct 29 '17 at 9:12
  • FOR credit cards and loans in india CIBIL score is very important after checking centralized CIBIL score of individual card will be issued
    – IT Advisor
    Oct 29 '17 at 9:30
  • You're not a US resident, your income is low, and you could leave the country at any time, thus stiffing the bank for $1000 or more. Please don't wonder why no bank in their right mind would offer you a second card.
    – RonJohn
    Oct 29 '17 at 9:30

Sure, plenty of institutions will lend small amounts to you.

You just need to get better at filling out the forms. Why does one bank consider you not a US resident? Get a US address.

  • Surely the "why does one bank consider you not a US citizen" comes down to some form of the question: "are you a US citizen", rather than just an address check?
    – Philbo
    Oct 30 '17 at 10:20
  • 3
    @Philbo a) this is about residency and not citizenship b) you have assumed great amounts about what banks care about and what the laws actually say
    – CQM
    Oct 30 '17 at 12:16
  • It probably comes down to the SSN field.
    – Rakurai
    Nov 1 '17 at 0:51

Your Answer

By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy

Not the answer you're looking for? Browse other questions tagged or ask your own question.