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I already have one discover credit card and I recently applied for Wells Fargo credit card. But it got rejected saying that I am not a US resident. Something about me:- I am a student doing masters in the US and have done some paid internships in past.

Now, I wanted to apply again for another credit. Since my last rejection was only 2 weeks back, so my question is:- Is it advisable/okay to apply for another card after 2 weeks of rejection?

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    After being told "no", and why, what makes you think that a measly two week wait is going to change your immigration status? – RonJohn Oct 29 '17 at 9:09
  • No that's not my point man. I am not again applying to the same credit card. And obviously immigration status won't change but that does not mean I cannot apply for credit card ever. There are many banks which offer the credit card to students also. – hatellla Oct 29 '17 at 9:12
  • FOR credit cards and loans in india CIBIL score is very important after checking centralized CIBIL score of individual card will be issued – IT Advisor Oct 29 '17 at 9:30
  • You're not a US resident, your income is low, and you could leave the country at any time, thus stiffing the bank for $1000 or more. Please don't wonder why no bank in their right mind would offer you a second card. – RonJohn Oct 29 '17 at 9:30
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Sure, plenty of institutions will lend small amounts to you.

You just need to get better at filling out the forms. Why does one bank consider you not a US resident? Get a US address.

  • Surely the "why does one bank consider you not a US citizen" comes down to some form of the question: "are you a US citizen", rather than just an address check? – Philbo Oct 30 '17 at 10:20
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    @Philbo a) this is about residency and not citizenship b) you have assumed great amounts about what banks care about and what the laws actually say – CQM Oct 30 '17 at 12:16
  • It probably comes down to the SSN field. – Rakurai Nov 1 '17 at 0:51

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