I want to start investing money, as low risk as possible, but with a percentage growth of at least 4% over 10 - 15 years.
I won't need this money until then so can handle locking it away or risking a crash, if money will recover 5 years later etc.
This is part of an early retirement plan I have. I am not rich and have only an average income, but have little expenditure due to careful planning.
Footnote, not sure if relevant. I do have a mortgage, but it only has 14 years left on it. Property value is $158184. I am 29 years old and would like a net worth of 400 - 500k by 40 years ideally.
I live in Europe, but am using us dollars to make the question as universal as possible.