I want to have a Chinese bank account and a card that I can use for online shopping (both on Chinese sites and abroad) and I can also use outside China for ATM withdrawal and POS shopping.
Most Chinese banks seem to offer either UnionPay cards or Visa/Mastercard + UnionPay credit cards (信用卡). UnionPay is perfect in China, but I'd need a Visa/Mastercard for use abroad. However, I don't want to get a Chinese credit card, if possible (it's a bit more complicated for foreigners, plus I don't want to own an extra credit card if I don't really need one).
Do you know any Chinese banks offering that?