Any way to get a credit card in HK without holding a HK ID card?

Are there any local regulations preventing banks from offering that, or do the banks simply not want to bother? I tried HSBC and was rejected for that reason.

  • 1
    Rejected for what reason? Lack of ID card or HSBC simply has no interest in offering it? Sounds like they might have given you the answer you seek already... – Frazell Thomas May 24 '11 at 18:03
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    p.s. In the online application for any of HSBC's HK credit cards, one of the questions is "Do you hold a permanent HK ID card?" .. and selecting "No" does not appear to abort the application process. Did you try online, or in a bank? Sometimes the nice person behind the counter at the bank doesn't know correct policy, they make an assumption instead. See hsbc.com.hk/1/2/hk/cards/… if you want to try an online application. – Chris W. Rea May 31 '11 at 0:14
  • @ChrisW.Rea For HSBC, the application form now can't be submitted without HK ID number filled in: Please enter your HK ID number. Please enter the digit of your HK ID – yurkennis Apr 14 '14 at 17:52

It varies. You may have asked a bank that, by their own policy, requires the ID card. But, apparently, there should be banks that permit a passport to be used instead of the HK ID card. Refer to Angloinfo.com - Banking in Hong Kong:


Opening a Bank Account

Some retail banks [in Hong Kong] provide account opening forms which can be downloaded from their websites. Requirements and criteria for opening an account vary from bank to bank. However, the standard documents needed for a savings or current account are:

  • Hong Kong Identification Card or passport
  • proof of Hong Kong address or address in home country
  • application form

Note: It is not necessary to be a resident in Hong Kong to open a bank account. [emphasis mine]


  • "... or passport... It is not necessary to be a resident in Hong Kong to open a bank account"--It would be very helpful if someone names the banks which allow opening a bank account without a HK ID or HKSAR Passport. – yurkennis May 16 '14 at 21:11

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