I was surprised after I retired when I could not get an increase in the credit limit on a credit card I'd held in good standing for many years. After I retired, the only income that qualified for a credit card or a credit limit was my social security income (so explained the card representative). In fact the representative told me that I was not qualified for current credit limit, and that they would be adjusting it downward to reflect my "lack" of employment.
I am now taking my RMD (required minimum distributions) and paying taxes on those distributions just as if I were being paid by an employer.
Do credit card companies recognize RMDs as income just as if they were being paid by an employer?