I have many credit cards because over the years I have been given better deals on them. So I take one to take upon a deal and now I have many cards.
I have 2 cards that share a yearly fee, the fee is already paid all the way till June 2012 because when I tried canceling they extended the cards without paying the fee. These cards are from 2009, so they are relatively new. Since I have many cards I am not using these cards at all.
I am concerned that because I have many CC I will forget to do something important and get a fee charge at some point. I am also concerned about my credit rating. But based on the links above, I do not think my credit will suffer that much for closing a card that has only been opened since 2009.
My credit is excellent.
Should I keep these two cards opened because they extended them without me paying additional? Or should I close them because I have many others? (2 Amex, 2 Visas, 1 MC, 2 more that I don't use but I don't cancel because they have no fee)