I have a Help to Buy ISA and a regular Cash ISA with one provider, A, who treat both products as one ISA under one wrapper. I've got another older Cash ISA with provider B who over a better interest rate for normal Cash ISAs but a worse deal on Help to Buy.
What I'd like to do is:
- Transfer my regular cash ISA balance, deposited last year, from provider A to provider B
- Continue paying every month into my Help to Buy ISA with provider A
Is this possible? I think the fact I'm paying into (and have already paid into) provider A means I can't pay into provider B this tax year, but as I understand it, transfers have different rules to payments. Apparently I can transfer from A to B after having paid into A, but no article I can find makes it clear if I can continue paying into a different product under the A wrapper after transferring away from A.
Can I transfer from A to B, and still continue paying into A in the same tax year?
To be clear, I know I can only pay non-ISA money into into one ISA provider and I have no intention of paying any money that isn't already ISA money into B. My help-to-buy ISA with A will be the only ISA provider I pay non-ISA money into this tax year.