We just recently had a baby and gifts have been filtering in. An elderly aunt of mine sent us a somewhat large money order of a few hundred dollars, but addressed it to our child. I was reviewing the answers to this question, but I'm not sure they're really applicable because this is a money order and I'd like to not open a bank account for my baby.
I specifically want to know if I'm able to deposit the check into me and my spouse's joint account. If possible, I would prefer to not be opening a bank account for someone who barely opens her eyes.
What would be the steps to do this? Or would we have to return the money order to my aunt and ask her to resend it addressed to either myself or my spouse?