I live in South Jersey and work in Philadelphia. My property tax rate is 3.43% in Camden County, New Jersey. A suburb like Blue Bell PA has property tax of 1.2%. I'm not sure what my total income tax (including Philadelphia wage tax which is refundable if I pay NJ taxes) is if I lived in Pennsylvania, but it seems about the same. Does it make economical sense to move to Pennsylvania? Would I be saving money? Right now my house is relatively inexpensive but still my tax is high. As my wife and I have no children, it stings for our property tax to be so high while our property value is low.

  • 4
    Property tax is just one piece of the total tax picture, state/local income taxes, sales/use tax, vehicle registration fees, etc. Odds are, the biggest financial benefit to moving would come from reducing commute.
    – Hart CO
    Aug 14, 2017 at 3:39
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    Isn't NJ notorious for high property taxes? Now is a good time to be asking these questions, before you have kids. Compare state income tax, and sales tax, cost of living, and quality of life. Or just go on a tour and look at houses in PA and get a feel for it.
    – Rocky
    Aug 14, 2017 at 17:10

1 Answer 1


I calculated state and local income tax, property tax and train fares and decided it costs about a $650 less to live in New Jersey.

                Pennsylvania    New Jersey
 State taxes      6.99%           4.12%
 Property tax     2.16%           3.47%
 Train fares      $2,880          $1,440

So, I guess I'm staying in New Jersey.

  • 1
    12 months of a Septa Zone 3 (Penllyn station on penllyn-blue bell pike?) pass is $2088 not 2880.... in case you subconciously transcribed the value to put a thumb on the scale ;)
    – user662852
    Aug 24, 2017 at 3:16

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