I'm not an American, but I'd like to take advantage of this good advice and put 6 months of emergency funds into a savings account. However, I don't know what account to use locally because there aren't FDIC or NCUSIF accounts here.
I have googled for some of the other terms mentioned ("insured savings account south africa") but that just gets me companies that do insurance and savings.
I live in South Africa, but it'd be preferable if other people in all different countries can figure out what their options are locally. I expect most countries have this option. Is there a more general term for the specific American one? How do I tell what my local equivalent is?