My parents were visiting the US from Europe and they had some sort of travel insurance. During their visit, my dad had a fall and was taken to the ER; thankfully nothing was wrong and he was released within a couple of hours.
5 months after they left back to Europe, I received a letter from the hospital for $1,300. I called the insurance company and they said they were processing the claim and asked me to stay put, that they would deal directly with the hospital. I called the hospital and conveyed the message.
Today (a couple of months later), I received a collections letter from the hospital for the same amount. Since my dad and I have the same last name, the letter was delivered to my apartment.
- My parents are not residents of the US and do not have social security numbers. Can this collection letter affect my score in any way since the address and the last name are the same?
- I'll of course work with the insurance agency to pay off the debt, but are there any tips to make sure this doesn't come back to bite me? Can I ask the collections agency to perform a pay-for-remove?