I have a bunch of credit cards I've opened for their preliminary cash payout when you spend X dollars in Y months. I don't plan on using them after that, but will keep them to increase my total credit so my credit utilization is low.
My question is, if I cease to use the card ($0 balance for an extended period of time) will the credit limit still count towards my total credit availability?
I know it is possible the credit card company may cancel my card, so this question is assuming it is kept open.