I currently have separate policies for home, auto, and term life insurance with three separate companies. I've read in multiple finance Websites that I should consider whether bundling policies with a single company could save me money. However, I'm at a loss as to how to do this.
I've found several leading insurance brands' Web pages advertise bundled policies. However, either the combinations are limited (e.g. auto & home only), or the quote form doesn't let me select more than one kind of insurance. I don't understand where a discount would come from, because nowhere am I asked whether I'm an existing customer. Also, I have yet to find a life insurance quote form that lets me sign up both my spouse and me at the same time.
I live in California, USA, but would welcome answers applicable to other jurisdictions.