I currently save everything to a standard bank ISA... It gets terrible interest rates (<1.0%) so I am looking for an alternative to the usual bank provided ISA.
Right now I don't have the time or energy to learn a complicated system so really want something hands off and, even though I'm mid thirties I don't particularly want lots of risk.
I've seen things like nutmeg which offer potentially 6-7% hands off - which is massively better than what I currently get. Is something like this a good idea? Is there anything else better without any trade offs?
An alternative, from what I have read, on here, is something FTSE linked that should out perform the ISA mentioned above, but honestly I don't understand much of what I need to get started; so if the "My First Investment" type package is available I'd be greatly interested.