Hi I'd like to know what I should do with a IRA I have through an online broker that I am currently not making any contributions to.
My contributions are currently going to my employer's 401k to which they will match 100% of 3% of my salary and 50% after up to 5%.
I also want to focus on opening a roth and try to max that out to avoid paying taxes later.
Between the two above goals, I will have no more income to contribute at least in the meantime.
The IRA has less than 5k USD in it and is invested in 14 mutual funds with no fees (and a bit of gold stock)
I guess this question is one of strategy? Should I take the IRA to a financial advisor and have them pair down on the funds? Should I roll it over to a roth and pay the ~1k in taxes? Should I just let it sit and come back to it when I have more income to contribute?
I'm 26 now and am not satisfied with the little money I've saved in this area so far which I why I'm focusing on the employer match and roth.