I am an EU citizen and have been working many years in UK. I don't have any debts, but do possess a good credit score thanks to using a credit card all that time.
My parents are thinking of buying a house (in their home EU country), they have most of the sum required and only need 20,000 euros more to afford it, as banks won't provide my parents with a mortgage for the full amount.
My account page tells that I am eligible for a much larger personal loan than that - however I have not managed to find out if that money can be sent abroad.
I am not considering taking a mortgage since, as I understood, UK banks do not provide them for overseas property.