I was at someone's house once and they made a phone call and had someone bring $50,000.00 cash to their home from one of their bank accounts. I think the person worked for the bank and wasn't a relative with their name on the account.

  • 45
    Just curious: why would anyone need $50000 in cash delivered at home on a short notice? Jun 19, 2017 at 14:03
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    If you are close enough to this person for them to make this phone call while you are in the room, you can certainly ask them your question.
    – Ben Miller
    Jun 19, 2017 at 16:06
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    @EricDuminil Poker explains both why they need the cash and why they don't want to leave the table to make the call.
    – JollyJoker
    Jun 20, 2017 at 10:22
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    To the angry people: I was working on their home network. It would of been an idiot move to ask.. Jun 20, 2017 at 12:49
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    @user1276423 Be careful about overinterpreting. None of the responses was "angry", and your explanation of being an employee/contractor is quite reasonable. Jun 20, 2017 at 21:25

3 Answers 3


Many services are available to people who are wealthy enough to use private banks. The linked Wikipedia article says:

...banking services (deposit taking and payments), discretionary asset management, brokerage, limited tax advisory services and some basic concierge-type services, offered by a single designated relationship manager.

Having cash delivered to your door would come under "basic concierge-type services".

  • 4
    Minor note- the article makes a distinction between private banks and private banking.
    – Harris
    Jun 19, 2017 at 16:51
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    So what, "basic concierge-type services" is the banking equivalent of "other duties as assigned"?
    – stannius
    Jun 19, 2017 at 18:00
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    "Many services are available to people who are wealthy". Man, that's the truth. +1
    – user662852
    Jun 20, 2017 at 3:52
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    @user1276423, I didn't see any criticism in either the answer or the comments. What are you referring to? Perhaps this illustrates your own mindset more than that of the other commenter? :) If you meant the "Man, that's the truth" comment, my own thought on reading that was, "Yes, that's one reason why it is a good thing to become wealthy." (But then, I doubt I would have read it the same before reading books by Grant Cardone!)
    – Wildcard
    Jun 21, 2017 at 0:45
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    Just to follow up, a cursory google search found many examples of US banks that offer a service with an armored car company to move cash to and from a customer's location, both on a regular route and on demand. It appears to be oriented towards retail business customers, but there's no reason a wealthy individual couldn't use this.
    – user662852
    Jun 21, 2017 at 14:27

This is a facility called Home Banking, which banks in some locations offer. You do not necessarily have to be super-rich to use it though.

Kotak Mahindra Bank has been offering it here in India for about 10 years now. Other banks have followed suit with similar offerings.

I am not super-rich or anywhere close1, but I have used this facility occasionally when I couldn't visit an ATM or the branch, to either get cash delivered to me, or to deposit cash into my account.

The banks do charge a convenience fee for this facility as you might expect, but they waive it off if your average monthly balance exceeds a certain amount.

Not sure about how it works in other countries, but here in India, if you have an account with one of the top customer-friendly banks, this facility is as mundane as a cheque book or a debit card.

1 If I were, I probably wouldn't be posting here. ;-)

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    The OP didn't add a country tag, but since they used the $ symbol, we can narrow down their target country list, to something that doesn't include India.
    – stannius
    Jun 19, 2017 at 18:02
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    @stannius: What exactly would work differently about the service in dollar-places compared to the described service in India? I fail to see why an answer describing such a service in, say, Belize would be more helpful than one describing such a service in India, if the OP sits in, say, the US or in Australia. Jun 19, 2017 at 21:12
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    @Relaxed: And my point is that this answer is not specific to India. It describes the concept in general terms (as does the answer that has meanwhile been accepted), and provides a concrete example of such a service as a proof that this kind of thing exists somewhere on the world. Jun 19, 2017 at 22:58
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    @stannius You mean this service which exists in India for 10 years doesn't exist in "dollar" countries even now? I guess my point here was that such a service being in existence for a decade in a "third world" country sort of implies that it is a standard service that banks in the more advanced countries would offer.
    – Masked Man
    Jun 20, 2017 at 7:01
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    I think "Super-rich people don't answer questions[...]" is based on a misconception: You would not know if they did - they do not behave "super-rich" (there are exceptions I chose to ignore). Why not answering a question that is easy for the person? Note that it may be more motivating to earn some reputation points at SE, than earning some more money, if you no longer care about how much you have! Jun 20, 2017 at 7:08

Anyone who has that kind of money to blow probably has a CPA with a power of attorney who could provide such a service.

I don't have that kind of money but I do have a CPA with a POA who would gladly charge me and arm and a leg to deliver money to me.

  • 1
    The cost of providing the service is probably about the same, therefore either the super-rich person is being charged but doesn't care, or they are providing enough profit (e.g. overpaying) to their CPA that said CPA absorbs the cost.
    – stannius
    Jun 19, 2017 at 17:59
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    of course the person making the withdrawl is absorbing the cost one way or another. how that cost is itemized seems irrelevant. Jun 19, 2017 at 18:02
  • I've had this much disposable capital before. Yeah unless you have at least a couple million USD or Euro or equivalent capital you're not going to be retiring unless you're pretty old.. You can't even do that living in a trailer park or apartments.. Jun 20, 2017 at 6:58

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