I have clients in Turkey that send me money via international bank transfer. All banks have a swift code that is used for international transfers. The fees charged are in the 70 USD range for the amounts sent to me. Has anyone used Venmo or Paypal for personal international money transfer and had to pay fees? If so, what were the amounts of the fees, and how were they determined?

I reside in the USA and have used PayPal to send money as a gift domestically and there is no fee. I haven't used Venmo yet, but I hear it is totally free also and easier to use than PayPal.

To my understanding, all international bank transfers go through SWIFT in Belgium, thus the fees. So, this may be wishful thinking on my part. I'm particularly interested in Turkey to USA transfers, but welcome all experiences.

  • This question is off-topic as it is seeking a product recommendation. Here's some resources that may help you: nerdwallet.com/blog/banking/faq-send-money-individual
    – Michael
    Commented Jun 14, 2017 at 14:17
  • The title question isn't a product/service recommendation. If the body of the question was edited to match the title question, specifically whether there are fees for international transfers with these services, that would stay on-topic in my opinion. Commented Jun 14, 2017 at 14:19
  • @Nathan L I have modified the body per your recommendations. Is it more on-topic now? Commented Jun 14, 2017 at 14:32
  • 1
    @0tyranny0poverty You were asking for preferences, which is opinion based and seeking for recommendations. But since you've edited your question, it is more on-topic.
    – Michael
    Commented Jun 14, 2017 at 14:41
  • 2
    There's nothing wrong with seeking recommendations based on real experiences, it's just that this website is not the platform for that. The Idea of Stack Exchange is to create a repository of answers that will remain useful for years to come, and the powers that be have determined that product recommendations go out of date too quickly to remain useful in the long term. See the help section for more details.
    – CactusCake
    Commented Oct 5, 2017 at 18:01

2 Answers 2


I'm not aware of explicit fees for sending to someone in a different country, however I do believe there are fees for sending from one currency to another.

The best option here would be to contact the provider you're interested in using, directly, to request this information from them.


This is from Venmo help online:

Venmo is currently only supported within the U.S. If you try to sign in while abroad, you’ll likely get an error message. We will be able to further assist you with any login issues upon your return to the U.S.

From Forbes:

Venmo has three main requirements for using the app. You must: Be located in the U.S. Have a U.S. cell phone that can send and receive text messages using short codes; in the U.S., short codes are five- or six-digit numbers for texting Be at least 18 years old (in most cases)

This sounds as if Venmo is not supported in Turkey. From what I understand, Venmo is just creating an ACH transfer...though details are hard to find.

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