There's a ton of information about liability related to fraudulent debit and credit card charges, and even a little about fraudulent checks, but I'm having trouble finding similar information about account and routing numbers.
Under United States federal law, what liability, if any, would I have as a US citizen? Do most US banks offer even more protection than required by law?
Suppose I give my bank account and routing number to an apartment complex for their rental application. (Seems excessive....) What if they turn out not to be? What if they turn around and write fraudulent checks or electronic wire transfers (or similar) and get money from my account? What am I liable for, if anything?