I was recently taking a look at the the new Zodiac silver coin series of the Canadian Mint.
For each Zodiac sign silver coin, the number minted is 5500 coins. their face value is 3 $CAD , 99.99% silver and weight around 7.96 gm. Each coin has two small Swarovski crystals. Obviously, the precious metal worth is around 5$ CAD given that 1 gm of silver is 0.73$CAD and the two crystals could add few dollars to the value.
So speaking of worth, the coins are potentially worth 10$ CAD. The mint sells them for 55$ CAD.
I am a novice and this might be my first purchase. Am I missing something about how such coins are valued? Is the price difference simply because it is a collectable coin and the difference is a profit for the treasury?