Say I want to withdraw/deposit cash above my ATM limit (say, $7,000) from my bank account instantly.
In a brick-and-mortar bank, it's no problem: you walk in and the bank teller does that for you.
If you're depositing cash, the money is available immediately.
If you're withdrawing, it's deducted from your balance immediately and you get the cash right there.
But what about online banks? Is there any way to get around that, or is this a fundamental limitation?
What are your options if it ever comes to the point where you need a lot of cash immediately?
(I suppose I mean options that involve little to no fees, so e.g. credit card cash advance doesn't count.)