I am using mint.com for tracking my money, and it works quite well, with one exception: mint.com is mostly backward-looking, i.e. it captures only stuff that already happened. So I am looking for a good software to allow me to track and predict future expenses - mainly for the purpose of cash flow tracking.
Right now I'm using an excel spreadsheet where I put my expected expenses (credit card payments, loan payments, rent, checks written, savings, etc.) and see what's my projection for this months for the cash flow, how much money I'd have by the end of the month, what happens if I have unexpected expense, etc. This works reasonably well, except for two downsides: it requires some manual work to update and it has no memory - i.e., I can't see how that went over time. It's a bit different snapshot than what Mint has, for example.
So does anybody know of a tool that allows to do the same, but in more convenient way than an Excel spreadsheet?