Last week a noticed a $598 charge from build.com. I doubled-checked that I had not purchased anything from them or their network of stores. I was prepared to dispute the charge as soon as it was no longer pending, but today my account was credited back the full amount.
Is there any way to know if this transaction was fraudulent or just a mistake?
In either case why would it have been reversed?
The credit card company was not able to offer any information, which I expected. The merchant, however, was able to provide me with some details. Someone used my credit card number to ship a $600 sprinkler system to a house in my area, but the shipping address they used got them flagged by build.com for fraudulent activity, which is why the credit was issued. My best guess is that my credit card got skimmed from a local gas pump or something similar. I don't have to worry about unauthorized charges currently, but I can be pretty sure that my credit card has been compromised.