I've been looking to move away from Evil Bank Corporation for a while now, and in the process of applying for New Shiny Bank they wanted to verify my identity by asking for my social and asking for some pertinent financial information that only I would know. No big deal.
The application mentioned I opened a home loan late last year and asked who I opened it through and how much I was spending on it. This is a big deal, since I never did such a thing.
According to some identify theft articles I found, I should place a fraud alert on my credit reports and with my bank if I even suspect I've been a victim of identity theft.
But is this something I should look actually look into? Could this be the case of a false positive on the bank's end?