I had always paid credit card bills manually, sort of to force myself to keep an eye on things, actively. But finally I decided to set up automatic payments (for the minimum payment), as I had forgotten to pay a few times due to traveling or being busy.
If I make a manual payment earlier than the date of the automatic payment, does my automatic payment become zero? Provided I paid at least the minimum payment of course.
It seems intuitive, and I expect this to be the case, but the language is that the automatic payment will pay the minimum amount due, which, is a figure printed on my statement almost 30 days beforehand. I can't find any clear language stating that the automatic payment will pay the minimum amount due at the time of the automatic payment, i.e. accounting for manual payments, as opposed to the statement version.