I have seen banks like Metabank that have issued numerous prepaid card brands including Univion, Kaiku, Netspend, Rushcard and Green Dot.
If you bought AccountNow Prepaid MasterCard issued by MetaBank and NetSpend Visa Prepaid Debit Card again issued by MetaBank, how does MetaBank link both cards? Do they have a database that tracks the activity of both cards or how do they share your personal financial information with other partnering financial institutions?
Does a declined check at one prepaid MetaBank card affect the standing of another prepaid MetaBank card under the same cardholder?
Let's imagine I live in Washington DC and have a MetaBank prepaid card, and I used it in Vermont Virginia to buy gas at a gas station. MetaBank has blocked the card for suspicious activity. Can MetaBank block my other card for that same activity too?
If multiple debit cards of different people are registered at the same residential address, could the activity mentioned above impact their accounts as well?
And in general, how does the process of sharing bank account information go? How does, for example, Chase bank know that I have purchased a 45 dollar monthly phone plan?