I'm an H-1B holder married to an F-1 student for the middle of 2016.
I have insurance coverage through my employer. My F-1 wife doesn't have health insurance. She only has student insurance covered in certain semesters mostly to fulfill school requirements. My wife is still in school and doesn't engage any employment. She doesn't have an SSN either.
This year I'm thinking about filing jointly, and I just don't know if we have to pay the healthcare tax penalty.