I cosigned a mortgage for my brother 9 years ago. I was young and he convinced me that it would be good for my credit. Recently my credit dropped 70 points because he was 60 days late on the payment. He has been late before, he is usually on time for 10-12 months and then he has a late month or 2. I called and spoke with the bank when I realized what was happening and he has 1200 worth of fees (late, insufficient funds, etc.)
My question is do I have a case if he refuses to sell the home when he has a history of not being able to pay on time or not having funds available. Personally, I haven't been late on any payments in 6 years.