I have an FSA and contributed $400 to it. I made this decision in October, thinking that I would need some dental work in the coming here. Two weeks after submitting my form, I chipped the tooth and had it fixed out of pocket. I chipped again this week and had it fixed, but the dentist was nice enough to do it for free because it was so soon after the first time. Now I think I'm going to have too much money left over. Barring another injury, what are some good ways to spend my FSA dollars? I wish toothpaste and mouthwash counted.
Co-Pays. I know, with good medical, that's just $10-$20. Acupuncture, Chiropractic Care (if not paid by your plan) Eye Exam, often not covered so well. Eye Glasses. Often far higher than the plan pays.
Over the counter drugs (update - starting 2011 these can only be reimbursed if they are prescribed, probably more trouble than it's worth), cold medicine, band-aids, ace bandages, heating pad. Birth control (condoms, foam, sponges, if you are worthy)
Any of those work for you?
Note, regulations permit the FSA administrator to allow up to $500 to rollover to the next year, check if your plan permits this.