I currently own property A (main place of residence) with a 60% mortgage.
Property A is valued at £150k, therefore the outstanding mortgage is £90k.
My parents are mortgage free, and still working.
Can I gift them my property + mortgage, then purchase a new home to avoid SDLT.
I would then like them to gift me the property back.
https://www.gov.uk/guidance/sdlt-transferring-ownership-of-land-or-property#gift