I currently have a debt of around 40k between student loans and car. Both are being paid, and most of the time paid ahead/extra. But they are still taking a while and gaining interest of course.
Since I was comfortable making the payments with some money to spare I decided to take advantage of my employer match and contribute 5% pay to my 401k, matched fully.
This was about a year and a half ago, since then I've began to care more about my finances and reread the terms of my 401k. I found in the not so small print that you have to become vested to earn the employers match, which happens after 3 years, if you leave before then you get 0% match.
Now, I do not intend to stay at this company for another year and a half. I'm not going to leave for the sake of leaving but if I do leave I will likely get a substantial pay raise, offsetting the loss of the match and more.
My question is, should I stop investing in my 401k now since it is no longer being matched, and put it toward my debt instead?
EDIT: Here are some numbers to help. I make $52,499 a year. I put $2,100 into 401k a year (Not quite 5% apparently I didn't update since raise). Can't seem to find my current 401k balance but those numbers would mean it's probably $2800ish pre match, matched would double it. Interest rates on my debts are from 3-6% averaging about 4.5%.