I have a (fidelity) 401k with company A. It has a balance of $X, of which $Y has been vested. I was laid off of company A three months ago. Yet, the balance still shows up as $X (with $Y vested).
I'd like to rollover this 401k to Vanguard. Does this mean I will lose $(X-Y) after the rollover?
Should I hang onto Fidelity for a little more time so the $(X-Y) also becomes vested?
Or this $(X-Y) is already lost to me (because of my laying off) and it's just showing up on fidelity's website due to some error? Can someone shed some light on this?