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- 0 Percent Intro APR, is it a misnomer? 2 answers
If a credit card says you get something like, "0% APR for the first 12 months," does that mean you can get by with paying only minimum payments and not have any accrued interest build up?
If so, wouldn't it be better if they just advertised it as being of no interest?
If not, what's the difference between 0% APR and whether or not you pay interest?