My health insurance company has sent me a letter telling me that they will give me a Visa gift card to go to a "personal health visit" at a pharmacy. They will:
review your health history and prescriptions, check my heart rate and blood pressure, and answer health-related questions
This information will then be shared with "[my] doctor", although I'm not sure who that is, because I don't have a specific "doctor" - this is not an HMO.
I'm not sure why the insurance company is doing this, and am wondering if there is a potential downside for me, aside from time cost. Could this have a negative effect (increased premiums, etc.) if my health is not good enough to match their bar?