For about 5 years now, I have been investing $300-400/month in a so called "high risk" mutual fund. I started just before the crash, and have weathered it. Today its value is 102% of book.
I have essentially 3 choices:
- keep investing,
- invest elsewhere, (but leave funds where they are)
- pull out as deferred fees expire (and invest elsewhere).
What I don't know is how to frame my analysis of the current situation. Obviously a high risk fund will go through some bad spells. How can I determine if my fund is a dud or a winner?