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If I understand correctly I can transfer a balance of my credit card to a new credit card and pay no interest for 40 months?
How your promotional rates will change
After 40 months, the rate on Balance Transfers will go from 0% to 18.95%.
After 6 months, the rateon Purchases will go from 0% to 18.95%.
Fees to be aware of
For a balance transfer, you'll be charged 2.39% of the balance you're transferring.
Of course I should be super-vigilant to repay the money within 40 months period but still... How do they make money?