the contributions of the employer for the Health care plan is 100% or it is combination of both the employee and employer. what is the percentage? and the contributions of the employee is taxable or free.
Typically an employee will be required to contribute to some portion of the premium to be enrolled in an employer plan. 100% payment from the employer is becoming increasingly rare. In some segments of the insurance world, the carriers will impose a 50% requirement on the employer, meaning the employer must contribute at least 50% to the employee's premium amount.
The ACA sets out a penalty if an employee's contribution is not considered to be "affordable." For penalty avoidance purposes, "affordable" means 9.5% of the employee's earnings from that employer. So if you make $60,000 per year, that's $5,000 per month, your contribution can be no more than $475 per month or your employer could face a penalty.
Typically, employee benefits plans are run as an IRS Section 125 Cafeteria Plan which gives employees the ability to allow a pre-tax payroll deduction for their contribution to their benefits. Generally, employee contributions are tax-free.