I'm 21 years old, living in a big city (like New York) an expensive crowded city, I am a programmer and I'm not living with my parents and I rent a home here with a friend and ... .
I calculated these numbers: My salary is $5,800 and I have to pay 17.5% ($1015) of my salary for the home rent; And I spend 8.16% ($473) of my salary for transportation (taxi, bus, subway...); I spend 4.39% ($254) on weekends and about $580 (about 10%) for food (Thankfully because of some reasons I should not pay much for food)
Now as you see, I spent 40.05% of my salary now.
I also have some loan and duties, I'm not from a wealthy family, each month I should send 22.5% ($1305) of my salary for my parents! and 10.3% ($600) for a loan.
According to calculation until now (above) I just spent ~72.85% ($4,225.3) of my salary and I just have around $1575...
I also pay/spend for friends, the internet, play & joy, cloth, gifts, book, etc. I can say I spend ~90% of my salary and maybe you can't believe but last month I just had ~1.5% (around $87) of my salary at the end of the month in my bank account!
That was my life financial calculation, I have no idea what should I do, I can't save anything!
I read "Rich dad, poor dad" it is really me, I mean the poor dad! Working for money, always following it, I don't know how can I make a big change and make more money or at least doing something or investing on something to make more money and have more interesting activities...