I have started with my first credit card account in May, it is a Quicksilver One from Capital One. I am using this to try to up my credit score overall in hopes of raising it enough to buy a house in the coming months/years.
From everything I have heard and read I should try to get a credit line utilization percentage anywhere from about 30%-40%. The issue I currently have is that Capital One's due date for payments is the 2nd of each month, and from what I can tell they report the usage statistics to the credit bureaus on the 5th of the month.
Should I try to reach the recommended credit limit utilization percentage in the 3 days given between due date and reporting?