I have a sole proprietor software consultant business, and I am thinking of buying a small office because it would be a better investment than my current office rental. I was looking into loans for small businesses and found the CDC/504 loan.

The sba.gov web pages say "Generally, your business must create or retain one job for every $65,000 provided by the SBA". However, I do not plan on hiring employees in the foreseeable future. Do I count as one retained employee? Or as the proprietor, don't I count?


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    Are you aware of the Freelancing and Startups StackExchange sites? – Ben Miller - Remember Monica Jul 18 '16 at 0:09
  • @BenMiller No I am not. However, I'm not technically a startup because I've been in business for 2 years. Should I move this to the freelancer section? – k-den Jul 18 '16 at 15:36
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    You can wait to see what the response is here, if you like. However, you might get a better response on one of those other sites, as this site is focused on personal finance, and business-related questions are not as accepted. – Ben Miller - Remember Monica Jul 18 '16 at 15:52

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