I have a system, where a 2% "charge" (for want of a better term) applies to all transactions. Users can pay $100, and then they will top up for 98% of that amount (top up for $98).

I was thinking of the term surcharge, but that would be for where the user pays $102, for example, to top up for $100 of goods (2% surcharge).

Is there a term for when the value of the money given by the user is decreased by a percentage?

  • inclusive of charge.
    – Dheer
    Jul 4 '16 at 10:51
  • @Dheer Would a correct description be "a 2% inclusive of service charge"?
    – Lucas
    Jul 4 '16 at 10:55
  • 2
    Yes that sounds right. Or "inclusive/including of 2% service charge". Generally inclusive is used to indicate as such. You could also try "a 2% deductible towards service charge would apply"
    – Dheer
    Jul 4 '16 at 11:36
  • 1
    @Dheer Thanks for that! Perhaps you could post that as an answer, and this question would be answered.
    – Lucas
    Jul 4 '16 at 11:42
  • This sounds like vigorish: en.m.wikipedia.org/wiki/Vigorish
    – user662852
    Jul 4 '16 at 20:10

My suggestion would be"inclusive/ including 2% service charge" or "2% deductible towards service charge would apply"


It may not apply for your situation, but if you were running a mutual fund, you could use the term "front-end load".

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