I just noticed that on my German bank account, I received around 15€. Under the transaction description, it only says SEPA-Direct Debit Bulk Core.

Normally, the transaction descriptions for interest or for money coming from other accounts are a bit more useful. I myself am not from EU, so I'm not really sure what this means and Google isn't giving me any useful results.

  • Did you ask the bank? What did they say?
    – user
    Jun 20, 2016 at 18:14
  • 1
    @Michael Kjörling Not yet, because the bank is trying to make itself difficult to ask questions to.
    – AndrejaKo
    Jun 20, 2016 at 20:36
  • Did you make a direct debit, i.e., collecting money from someone’s bank account?
    – unor
    Jun 20, 2016 at 22:47
  • @unor No, I did not.
    – AndrejaKo
    Jun 20, 2016 at 23:10
  • Google spit this out as top result: europeanpaymentscouncil.eu/index.cfm/sepa-direct-debit/… What it tells me is that it is a legit transfer of money to you from someone else.
    – Xalorous
    Sep 2, 2016 at 22:40

1 Answer 1


Well, it took some effort to get an explanation from my bank.

Turns out that some supermarkets use direct debit as a method of transferring money for purchases payed by so-called "EC" cards here. I was told that for some reason, a supermarket decided to reverse one of such transactions.

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